Credit builder cards like the Vanquis Visa Classic are designed to help borrowers with limited or bad credit to kickstart a positive credit history. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively and form part of the NewDay group of companies. Aqua Classic Credit Card (29.7% APR)b 29.8% (APR): Text reminders, so you need never miss a payment. As a credit builder card, it might accept you even if you're self-employed, you've had problems paying bills … It's impossible to talk about credit card deals without mentioning the Aqua Classic Credit Card. Aqua Classic credit card mail spam. Failure to make payments on time or to stay within your credit limit means that you will pay additional charges and may make obtaining credit in the future more expensive and difficult. At the low end at least. Aqua specialises in credit-builder cards, which are designed to improve your credit rating. The Aqua Classic Credit Card offers a … Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. The Aqua Classic credit card is great for people who do not have a good credit score and want to build this up. It has something for everyone, fair rates and eligibility. They form part of the NewDay group of companies. The Aqua Classic credit card can be used for daily purchases and has unique features to help you better manage your funds. What are the Charges to be Wary of. 2 replies 2.4K views rus4u Forumite. Am I eligible to apply for an Aqua Classic card? (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. Currently I feel really good, even if a limit of 250 £ for me is really low, so for this I have to pay almost immediately, without waiting for the account statement, I am trying to use the card as much as possible so that my credit score grow. From 229 reviews. By phone: You can contact Aqua by calling 0333 220 2691*. But this is exactly the wrong thing to do. I'll just wait and see if my card and pin comes and how much the credit limit will be. £1200 . The most common ways that people break credit agreements are: For example, if you made lots of late payments on your credit card or missed payments altogether, other lenders are likely to think that you might miss payments and decide not to give you credit. Our cardholders can enjoy great lifestyle and travel benefits on their EBL Cards round the year. Their interest rate can be as high as 39.9% but if you use it wisely and pay it off each month. (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. abroad charge . A credit card can be a great way to rebuild your credit score, but there are some simple things you can do to help improve your credit score. Life flows better with EBL Cards! 79 posts. The Aqua Classic card could help people with a poor credit history. A “credit-builder” aimed at applicants who have a poor credit rating. APR stands for annual percentage rate and represents the amount of interest you’ll pay annually on any money you borrow unless you clear your whole balance each month. £6000 Apply. The APR applicable to your account will depend on our assessment of your application. Find out more. 7 posts. Before choosing a new card, make sure it fits your lifestyle and goals. There is no annual fee for the Classic credit card, however you will be charged a fee if you have a late payment or go over your limit. 0% variable APR on purchases 3% variable APR on cash withdrawals . We can’t promise to say ‘yes’ as we need to ensure we lend responsibly, but we will do our best to accept you. Free unlimited access to your credit report. Finder UK . 2.9% It also means you won’t get any fancy bells and whistles in the form of rewards or cashback schemes. However, if you use a credit card optimally, which is to spend and pay off the cards in full at the statement date, all cards are the same. The Aqua Classic Credit Card offers a great variety of features and helpful tools to its cardholders. The Aqua Classic credit card is great for people who do not have a good credit score and want to build this up. There is no annual fee for the Classic credit card, however you will be charged a fee if you have a late payment or go over your limit Aqua Advance: Reducing interest rate credit card The Aqua Classic Credit Card also has an interest-free period of 48 days. Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd. Reduce your rate over three years if you stay within your credit limit and pay on time. In this review, we look at the Aqua Classic credit card which is available to those with poorer credit, who can use it to improve their credit profile in the future. Subject to status. If you are calling from abroad, please call +44 113 244 8986 By post: Please write to. Aqua Classic Credit Card (29.7% APR)b 29.8% (APR): Text reminders, so you need never miss a payment. The first step is to decide which card is right for you. aqua Classic credit card. They form part of the NewDay group of companies. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. You can apply for an Aqua card as long as you: Your credit score is a number based on a range of different factors that gives an indication of how good you are with credit. Accepted for an Aqua Classic Credit Card ? Terms apply. The Aqua Classic Credit Card also has an interest-free period of 48 days. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. Subject to status. Representative (variable) Get Aqua Classic benefits, plus. There is no fee. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. aqua Advance credit card review 2021. NewDay Ltd Finance. We're sorry but the Aqua Reward Card is no longer available. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. Reduce your interest rate as you use your card when you manage your account well. I didnt even know any card company had an Apr of such sort. About Us; Credit Cards for Good Credit. max withdraw . 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. this stupid Aqua keeps sending me mails by post asking to sign for this stupid almost 40% interest rate haha(!!!) On the MSE eligability checker the only difference seems that the Aqua card offers a 6 month balance transfer whilst the Marbles only offers 5. Free unlimited access to your credit report. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Aqua credit card. I decided to apply for the aqua classic card and was accepted straight away. There are lots of steps you can take to start improving your credit score and options for getting credit while you have bad credit. 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. aqua also have a cash back card called the aqua Reward credit card (cost of credit) which, again, has a different interest rate.. As we said, these rates are high. 1. Free unlimited access to your credit report. 34.9% APR. 32 replies 70.5K views MrAWESOME247 Forumite. If you have a bad credit history or haven’t applied for a credit card before, it can be tempting to fill out lots of applications in the hope that at least one of them will be successful. The Aqua Classic Credit card is a solid option to consider for those with weak credit scores, as it may accept you even with limited or no credit history. personal income. The Aqua Classic card is a suitable option for those with poor credit history who are looking to rebuild their credit rating. Terms apply. The card that says yes to helping you build your credit score when used responsibly 37.9% APR. Personal finance expert Sarah Willingham teams up with aqua credit cards to explain how to get the most out of your credit card. Can I apply for a credit card if I have a bad credit score? abroad charge . If you have a bad credit history, it’s important to remember that millions of people in the UK are in the same category, so you’re not alone and you can get help to fix it. The Aqua Classic card has a representative 35.9% APR variable for example, with the Aqua Advance and Aqua Reward cards having a representative 34.9% APR variable. With Aqua credit cards having such high interest rates, it is unlikely that many customers will look to make a balance transfer to an Aqua card. If you spend £1,200 at a purchase interest rate of 32.94% p.a. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. Aqua is a very good credit card because… Aqua is a very good credit card because helpful for credit building and also shopping online pay Aple I’m very happy to get it I love Aqua card 10 May 2014 at 12:33PM edited 30 November -1 at 12:00AM in Credit Cards. £200. 79 posts. Your aqua online account lets you manage everything to do with your aqua card in one convenient place – from paying your balance to changing personal details. Purchase at Aqua Classic Credit Card Through Quidco & Get Money Back on Your Purchases. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. 0% variable APR on purchases 3% variable APR on cash withdrawals . Seems to me that Marbles and Aqua cards, both by New Day, are pretty much the same thing. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. If you spend £1,200 at a purchase interest rate of 34.95% p.a. At Aqua, we’ll do our best to help you with both. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. Compare live rates and alternatives. Aqua Classic Credit Card (29.7% APR)b. 5 September 2013 at 5:20PM edited 30 November -1 at 12:00AM in Credit Cards. 2.9% . £1200 . Free to download now, we have lots of features to enable you to manage your account easily: • View your latest balance and available credit limit FREE aqua Credit Checker powered by Noddle, the customer credit report experts: aqua Credit Checker is a new premium service for all new aqua customers powered by Noddle, the customer credit report experts. 0% variable APR on purchases 3% variable APR on cash withdrawals . Aqua Classic credit card mail spam. It has something for everyone, fair rates and eligibility. Each lender will carry out its own assessment based on your credit history and decide based on their own criteria, so it’s still possible for you to get credit and use it responsibly. (variable), your representative APR will be 29.7% APR (variable). max credit. Free unlimited access to your credit report. Read JasMadahar's review of the Aqua Credit Cards - www.aquacard.co.uk , 17 of 229 Aqua Credit Cards - www.aquacard.co.uk reviews, & compare with other Credit Cards at Review Centre . If you spend £1,200 at a purchase interest rate of 34.95% p.a. Initial credit limits run between £250 and £1,200. Your aqua online account lets you manage everything to do with your aqua card in one convenient place – from paying your balance to changing personal details. CreditBuilder™ option. The registered office for these … A higher score means that lenders are more likely to lend to you. The representative APR is 35.9% for an assumed spend of £1,200 to be repaid over one year. min credit. More Info. An initial credit limit between £250-£1,200 Build your credit score, if you manage your account and finances well Potential to increase your credit limit if you manage your account well Reduce your interest rate as you use your card when you manage, Making lots of late payments or missing payments altogether, Going over their credit limit – especially if it happens regularly. 2.9% . At Aqua, we know there’s much more to you than your credit score. We’re here to help. Plus, there is no annual fee associated with this card. Once you build up a history of responsible use, you'll find offers for providers with rewards (My main card gives me Avios points, for example), or special features like 0 fees for foreign transactions etc. No matter what your situation, we’re here to help you on your journey towards better credit. Aqua Classic is a no-frills deal which allows you to build up your credit score when you use the card and pay it back each month. We’ll try to give you a ‘yes’ for the credit you need and can afford – even if you’ve been turned down for credit in past. Plus, there is no annual fee associated with this card. Aqua Classic. Find out more. Having a bad credit history is one of the main reasons people are turned down for credit cards, loans, and even bank accounts. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. … min credit. Hi everyone :-) I just applied for an Aqua Credit card and to my surprise i was accepted and this is the message i got at the end of the … It's impossible to talk about credit card deals without mentioning the Aqua Classic Credit Card. aqua Classic Credit Card review 2021. £200. Don’t already have an Aqua card and haven’t have taken out an Aqua, marbles, opus or Fluid card in the past 12 months Rates & Fees Balance Transfer Offer Balance Transfer Offer Some cards offer a special introductory interest rate on balances transferred from another credit card. S98 1JT NewDay Ltd Finance. aqua Classic Credit Card. The Classic Credit Card is apparently Aqua's most popular card and will consider those with poor credit, including the self-employed, individuals who've had trouble with late payments in the past and those with a low income. max credit. Fetching your data... Vanquis Bank Visa. The Classic Credit Card is apparently Aqua's most popular card and will consider those with poor credit, including the self-employed, individuals who've had trouble with late payments in the past and those with a low income. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct … Note that the advertised interest rate varies between the cards: here's another. For example, make sure you're on the electoral roll, pay bills on time, including your credit card and check your credit record regularly. Apply using my link to receive £25 cashback to your account if you are accepted and follow the below criteria. 2 replies 2.4K views rus4u Forumite. It currently offers two deals, Aqua Classic and Aqua Advance. You could build your credit rating over time by making your payments on time and staying within your credit … Aqua tend to accept customers that wouldn't get credit from the major credit card companies. The APR applicable to your account will depend on our assessment of your application. Reduce your interest rate as you use your card when you manage your account well. £1200 . Bad credit is usually a way of describing having a low credit score, due to either a history of using credit poorly or not having built up much of a credit history. If you’ve never borrowed money, lenders don’t have much information to judge whether you’ll manage your credit well. The registered office for these companies is 7 Handyside Street, London N1C 4DA. Level 2, 20 St Thomas St, London, SE1 9RS. Both of these features provide cardholders with extra savings. Manage your account anywhere, anytime, with our secure mobile app. What are the benefits of the Aqua Classic card? Aqua is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd. What are the benefits of the Aqua Classic card? £250 . aqua Advance credit card. Aqua credit card. Everyone. Login / Register is disabled Login . Suitable for: building or rebuilding a credit history. Compare. Install. 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